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Boat Insurance Florida - Georgia - Carolina: Frequent Questions on boat insurance
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Boat Insurance Florida -Georgia-Carolina
Bradley Insurance Group Inc
Covering Boaters throughout the South Since 1988
(888)977-4500 (954)785-5000,
email: ron@boatinsuranceflorida.com
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Frequent Questions on Boat Insurance
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Navigational area - Can you include the Bahamas? (Yes, much of the Bahamas is already included, and in most cases you can add full Bahamas coverage for about $50 a year)
Wind Deductibles - Will my policy have a Large Wind deductible of 2-10% of the value like other companies? (NO)Most policies can use lower deductibles.
Can I get discounts for Boater education courses? (YES)
Can I get a discount by having other policies with you? (Yes) We offer 15% discounts to those who have auto and boat insurance policies with us.
Surveys - Will I need to get one?
Surveys would not be required unless the boat met BOTH the following over 10 years and also 31 feet or larger. Also, if a survey was required, prior surveys might be accepted depending on the age of the surveys.
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Boat
What does Full Coverage mean?
The term "full coverage" is a term that means the legally required or most commonly requested coverages. Legal requirements vary from state to state, with some requiring more than others. Full coverage can include bodily injury, property damage, uninsured and underinsured motorist, damage to the insured vehicle (also known as comprehensive and collision) and any other coverages available such as rental car and towing.
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Life
How much life insurance should I get?
If you have a family, most experts agree that a policy worth 5 to 10 times your annual salary is a wise investment. However, many individuals choose to purchase a higher amount. Ask us about our great Financial Planning Division, it's Nationwide!
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